How and in what time of the termination of your insurance, is it possible ?

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If once I signed my contract of mutual, I become bound to the body as a subscriber, it is, however, possible to cancel my health insurance at any time subject to certain conditions. Explanations.

For various reasons, the subscriber may desire to terminate its mutual health : for example, because it no longer meets its needs in terms of health or because his personal situation has changed, and that its mutual, there is more suitable. This termination of health insurance can occur at the maturity date of the contract, but also while the contract is still running. After you have read and understood the contract, of the mutual, the member knows that there are conditions to terminate prior to its maturity or at the end of the contract. The time of termination of a mutual health vary according to whether a termination taking place at the due date or without expiry date.

The termination of my health insurance out-of – maturity

Put an end to my contract of mutual so that it is not expired is allowed in some cases. The most common one is a personal change (marriage, birth of a child, relocation, etc) or professional (hiring, job loss, etc). If this change alters the risks covered by the guarantees of my contract of mutual, the termination should, in principle, be accepted by the body, unless it had included the specific conditions in the contract to protect themselves. It is also possible to ask for a termination outside maturity date in the case of unjustified increase of the contributions. In this case, it should not have exceeded the period of 15 days after the receipt of the notice of dues increase.

The termination of my health insurance to maturity

Put an end to my contract of mutual so that it is not expired is allowed in some cases. The most common one is a personal change (marriage, birth of a child, relocation, etc) or professional (hiring, job loss, etc). If this change alters the risks covered by the guarantees of my contract of mutual, the termination should, in principle, be accepted by the body, unless it had included the specific conditions in the contract to protect themselves. It is also possible to ask for a termination outside maturity date in the case of unjustified increase of the contributions. In this case, it should not have exceeded the period of 15 days after the receipt of the notice of dues increase.

How do I terminate my mutual ?

Whether it is for a termination mutual non maturity or termination maturity, he must write a letter of termination and send it by respecting the period of notice listed in my contract of mutual, or within the legal period corresponding to my situation. The sending of this letter should be made obligatorily by registered mail with acknowledgement of receipt (recorded delivery).

Cancel my contract of mutual and well-to choose my health solution

If the termination of my contract mutual is not done in the context of a subscription of a health insurance mandatory, it’s that I am considering to subscribe to a new solution of complementary health to obtain better guarantees. Health insurance specialist for seniors, Cocoon offers perfectly adapted to my personal situation. In Cocoon, no health questionnaire, for example, is asked and no waiting period exists.

Cocoon : a mutual that fits my needs

Cocoon it is more than 80 years of experience, 1 600 000 insured persons and 1 200 employees in the service of its members. Dental, optical, doctors, medicines, all the formulas have levels of service tailored to my needs. By choosing a mutual Cocoon, I am certain to be protected in all circumstances.

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