Past 50 years, health spending will become more consistent on the household budget. Between the drop in income at retirement and the decline in support for the social Security, to optimise the mutual is required. However, at the end of a work and family life, intense, a number of needs disappear, while other appear. So what are the benefits of a mutual hcc insurance holdings, inc ? And how to subscribe to it ?
Seniors : special health problems to take care of
The health needs change with age. During the active life, doctor visits and hospitalizations are often of exceptional. But from the age of 50, the daily is tarnished by the evils more or less important : loss of memory, decreased hearing, presbyopia, rheumatism, osteoarthritis,… Many difficulties that will have to be the subject of care. Spa treatments, osteopathy, hearing aids, medical equipment, hospitalization will be more and more a part of my life. Be able to prevent these evils, thanks to a mutual hcc insurance holdings, inc fit is a real plus for enjoying the beautiful days of the retirement, travel, visit my family and my friends, like to work in an association, maintain my garden and my house.
The offers Cocoon for seniors
Seniors and retirees may choose one of the formulas of the Cocoon that perfectly fit their needs. 6 levels of guarantee are available in the offer of the insurer. Of the formula Eco formula Privilege, each senior will find the option which suits him best, according to his means and of his or her state of health. The formula Privilege allows for example to obtain a refund of 525 € on glasses glasses complex. What look to the future with serenity ! With Cocoon, I also receives assistance, in particular in the case of hospitalization unexpected. Seniors can also take advantage of the package of € 100 in addition to the reimbursement of the health Insurance on the audioprothèses.
Subscribe to a contract for health insurance for senior citizens
Before subscribing to a contract of mutual senior, some questions should arise concerning conditions and formalities. Most insurers fix an age limit to join. In Cocoon, I can join up to age 75, and this without having to complete a medical questionnaire. In addition, thanks to the absence of a waiting period, I can use my benefits in the first month after the subscription. For example, passing of a mutual servant to a complementary health retired, there will be no interruption in the reimbursement of my health care. If accession to the insurance Cocoon is made without formality, it is also without commitment. Indeed, it is possible to terminate the insurance by a simple call. No need to send a registered letter to the anniversary date.
Manage my mutual hcc insurance holdings, inc
Another advantage is that the contracts are flexible. Also, depending on my needs that may change during the course of the retreat, I can modulate my benefits with ease. Join an insurance Cocoon family or senior the ability to access the first network of care French : Santéclair. With negotiated rates and certified professionals to care for the best quality / price ratio, members optimize their budget. And to manage their collateral, the members, even expatriates, receive the benefit of the manager ” Generation “, in particular, to consult their repayments on the Internet via their smartphone or their computer.
The needs evolve over time, spending on health also ! To obtain refunds, and services tailored, Cocoon has created an offer designed for seniors.